Catapult Commercial Finance helps businesses access funding for vehicles, equipment, cashflow, growth and commercial projects.
Based in Leamington Spa, we support businesses across Warwickshire, Coventry, the West Midlands and the wider UK.
Whether you know exactly what funding you need or simply want to understand what may be possible, we’ll help you explore your options clearly and practically.
Commercial finance made clearer for business owners
What We Help With
Funding support for key business moments
Businesses usually need finance at important moments — buying a vehicle, investing in equipment, managing cashflow, moving premises, taking on new work or planning for growth.
Catapult Commercial Finance helps business owners understand the funding options available and find a suitable route forward.
Asset Finance
For businesses looking to buy equipment, machinery, technology, tools or other assets without using all available cash upfront.
Asset finance can help spread the cost of essential business investment over time, allowing the asset to support the business while it is being paid for.
Vehicle Finance
For vans, cars, commercial vehicles, specialist vehicles and fleets.
Whether you are a sole trader buying one van or an established business expanding your fleet, vehicle finance can help you access the right vehicle while preserving working capital.
Working Capital Finance
For businesses that need funding to support cashflow, growth, stock, seasonal pressure, supplier payments or short-term business requirements.
Invoice Finance
For businesses that invoice other businesses and want to release cash tied up in unpaid invoices.
Invoice finance can help improve cashflow by giving access to a percentage of invoice value before the customer has paid.
Commercial Loans
For general business funding, expansion, projects, premises improvements, recruitment, marketing or investment.
Commercial loans can provide flexible funding where there is a clear business purpose and suitable affordability.
Commercial Property Finance
For businesses looking at premises, commercial mortgages, property investment, refinance or property-related projects.
The right structure depends on the property, business, deposit, income and lender criteria.
Refinance
For businesses reviewing existing borrowing, consolidating facilities or releasing funds from assets already owned.
Refinance can sometimes help improve cashflow, restructure repayments or support new investment.
Tax and VAT Funding
For businesses that need support managing HMRC, VAT, corporation tax or other short-term liabilities.
This type of funding may help spread a tax payment over a manageable period, subject to lender criteria.
Supporting business owners, directors and local advisers
Who We Help
Every business is different. Some clients know exactly what they want to fund. Others simply know they need a better way to manage cashflow or invest in the next stage of growth.
The first step is a conversation to understand the business, the requirement and what a suitable funding option may look like.
Catapult Commercial Finance works with business owners and professional advisers who want clear, practical support when exploring funding options.
We support businesses across different sectors, from local trades and service providers through to established SMEs investing in growth.
We can support:
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Limited companies
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Established SMEs
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Growing businesses
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Local and regional businesses
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Professional firms
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Trades and contractors
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Vehicle-led businesses
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Asset-heavy businesses
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Businesses reviewing cashflow or borrowing
Why Catapult Commercial Finance?
Commercial finance can feel complicated. Different lenders have different criteria, different products suit different situations, and the right option is not always obvious. Catapult Commercial Finance is built around a simple approach: listen properly, ask the right questions, understand the business and help identify suitable funding options.
Experience
Richard has over 10 years’ experience across business and commercial banking, including roles with NatWest and independent finance companies.
Clarity
We explain funding options in plain English, helping business owners understand what may be possible and what lenders are likely to consider.
Relationship-led support
We take time to understand the business, the reason for funding and the people behind the numbers.
Access to lenders
We work with a range of funding providers, helping businesses explore options beyond their existing bank or one single lender.
Practical communication
We keep the process clear, focused and realistic from the initial conversation through to completion.
About Richard
Catapult Commercial Finance was founded by Richard Sydenham to help business owners access clear, practical and relationship-led commercial finance support.
Richard has over 10 years’ experience across business and commercial banking, gained through roles with NatWest and independent finance companies. During that time, he has worked with a wide range of businesses to understand their plans, challenges and funding requirements.
Catapult was created to offer business owners a straightforward route into commercial finance. The aim is to make funding easier to understand, easier to access and better aligned to the needs of the business.
Based in Leamington Spa, Richard supports businesses across Warwickshire, Coventry, the West Midlands and the wider UK.
Listen properly. Ask the right questions. Understand the business. Then help find a suitable funding solution.
Experienced commercial finance support with a personal approach
For Referral Partners
Helping advisers support their business clients
Catapult Commercial Finance also works with accountants, bookkeepers, vehicle suppliers, commercial property professionals and other advisers who support business owners.
If a client is looking at funding, buying assets, managing cashflow or reviewing borrowing, we can provide a clear and professional conversation around potential finance options.
Who we work with
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Accountants
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Bookkeepers
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Commercial vehicle dealers
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Asset and equipment suppliers
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Business consultants
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Mortgage brokers
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Insurance brokers
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Solicitors
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Commercial property professionals
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Local business networks
When to refer a client
A referral may be useful when a client is:
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Buying a van, car or commercial vehicle
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Investing in equipment or machinery
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Looking to preserve cash
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Experiencing cashflow pressure
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Waiting on invoices to be paid
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Planning for growth
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Moving or improving premises
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Reviewing existing borrowing
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Facing a VAT or tax bill
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Unsure what funding options are available
How it works
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You introduce the client to Richard
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Richard has an initial conversation to understand the requirement
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Funding options are explored
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The client is supported through the process
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You are kept updated where appropriate
Have a client who may need funding?
STEP 5
COMPLETION AND FUNDING
If a suitable offer is agreed and accepted, we support the process through to completion so the business can move forward.*
*All funding is subject to status, affordability and lender criteria.
STEP 4
APPROACH SUITABLE LENDERS
We work with relevant lenders and funding providers to explore available options.
We keep communication clear and realistic throughout the process.
STEP 3
PREPARE THE INFORMATION
We help identify the information lenders are likely to need, such as accounts, bank statements, asset details, invoices or business plans depending on the type of funding.
The aim is to present the requirement clearly and professionally.
STEP 2
REVIEW THE OPTIONS
Once we understand the requirement, we explore potential finance options and consider which lenders may be suitable.
The right route will depend on the business, the purpose of the funding, affordability, trading history and lender criteria.
STEP 1
INITIAL CONVERSATION
We start by understanding the business, the funding requirement, the reason for borrowing and the timescale.
This helps identify what type of finance may be suitable and what information may be needed.
How the Process Works
A clear process from first conversation to funding
CONTACT
Looking at funding options for your business?
Whether you are buying a vehicle, investing in equipment, managing cashflow, reviewing borrowing or planning for growth, start with a conversation.
Catapult Commercial Finance will help you understand what may be possible and what information lenders are likely to need.
Contact Details
Richard Sydenham
Catapult Commercial Finance
Email: richard@catapultcommercialfinance.co.uk
Phone: 07534 837202
Location: Leamington Spa, Warwickshire